Spirituality is best described as:

Spirituality encompasses the individual's relationship with the divine or a higher power, serving as a guide for personal beliefs and values beyond organized religious practices. The focus on how we orient ourselves toward the divine highlights the personal, subjective experience of spirituality, which can involve exploration, connection, and a quest for meaning in life. While organized religion may provide a framework for these beliefs, spirituality itself is broader and more personal, often emphasizing individual experiences and interpretations rather than structured rituals or doctrines.

Other options address aspects that may not reflect the essence of spirituality. A systematic approach to religious practices implies a structured and often institutionalized view of spirituality, which does not account for the personal nature that spirituality embodies. Financial success and material wealth, as described in the other choices, are not inherently connected to spirituality, which is centered around existential questions, connections beyond the physical realm, and personal growth.